WORKERS COMPENSATION CASE WATCH
In Mizelle v. Holiday Ice, Inc., claimant got into the employer’s truck to make a delivery and started driving without putting his seat belt on. He knew the law required him to wear a seat belt but admitted that he did not put it on and intended to put it on later during the trip. Within five minutes of starting the trip he lost control of the truck and was injured when he was ejected from it during the crash.
Read about this defense win in Business Insurance: Lack of Seatbelt Bars Virginia Truckers Workers’ Comp Accident.
The claimant appealed the Commission’s opinion to the Court of Appeals, arguing that although he was not wearing his seat belt during the accident, the defendants were required to prove a deliberative intent in failing to wear it. The claimant also argued that even though he was ejected from the truck in the accident, the defendants did not prove that failure to wear his seat belt proximately caused his injuries.
Read about this defense win in Virginia Lawyer's Weekly: Ignoring Seat Belt Bars Comp Benefit.
The Court of Appeals rejected both of these arguments, determining there was credible evidence in the record to support the Commission’s findings. The Court stated that the claimant’s conduct clearly demonstrated his willful choice not to wear his seat belt. “By his own admission, claimant knew that he was forbidden to drive a motor vehicle without wearing a seat belt, and yet he ‘intentionally undertook the forbidden act.’ Further, by acknowledging that he intended to put his seat belt on at some point, and yet did not put it on when he knew he was required to do so…claimant demonstrated that he was violating [the seat belt law] purposefully, not accidentally, and with deliberate intent.”
Read about this defense win in Insurance Journal: Driver Injured in Accident Not Eligible for Workers’ Comp After Failing to Wear Seat Belt
The Court relied on the uncontradicted medical opinion stating that the claimant’s injuries were consistent with being ejected and impacting the ground to find that the claimant’s injuries were proximately caused by his failure to wear his seat belt.
- Read the full opinion in Mizelle v. Holiday Ice, Inc.
- Contact defense for this case: Amanda Tapscott Belliveau.
Read the previous edition of Workers' Compensation Case Watch:
Jessica Hacker Trivizas is a litigator who focuses her practice on workers’ compensation, defending employers and carriers at the trial and appellate levels. She works with insurance carriers, third-party administrators, and self-insureds. Jessica worked on some of the largest settlements in the country, including the historic NFL Concussion Settlement Program, the BP Oil Spill settlement, and the Reglan/MCP Settlement Program. Her background on these mass claims resolution programs gives her unique insight into the work of claims adjusters.